IMPORTANT DISCLAIMER REGARDING THE EXCHANGE OF USDT AND OTHER ASSET-REFERENCED TOKENS

Last update: July 29, 2025

Itez does not promote, nor advertise, not offer to the public otherwise of Tether USD (“USDT”), any other asset-referenced tokens (“ART”), e-money tokens, or any other tokens that have not been approved by ESMA in accordance with Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets (“MiCA”). These tokens may, however, be admitted for exchange when using our services in cases directly permitted by the MiCA. Their availability for exchange does not constitute an offer, solicitation, or any other marketing communication to purchase to any individual or legal person.

Please be aware that no content on the Itez website, our application(s), or the platforms and websites of our partners where our services may appear should not be construed as an offer to you or, more broadly, as an "offer to the public" of USDT or any other crypto assets. Any information provided by Itez regarding USDT is provided solely for service provision purposes and should not be interpreted as a communication containing sufficient details to enable you to make a purchasing decision regarding those crypto-assets.

The list of authorized issuers and offerors of asset-referenced tokens within the Union is available here.

We strongly recommend you conduct your own thorough research before deciding to exchange your funds for USDT or any other crypto-assets. It is your responsibility to carefully evaluate whether our Services align with your financial goals, risk tolerance, and understanding of the unique characteristics, volatility, and legal implications associated with crypto-assets.

By using our services, you confirm that you have independently assessed the risks outlined in this disclaimer and our Risk Disclosure. You agree to refrain from using our services or engaging in crypto-asset transactions unless you fully understand their nature and the potential risks involved. You further acknowledge and agree that Itez claims no liability for any risks described herein. Additionally, you agree to indemnify and hold Itez harmless from any losses or damages arising from your decisions regarding crypto-asset transactions.